Why You Might Want a Second Opinion
After a workplace injury, your medical treatment plays a major role in your benefits—and your recovery. But what happens if you don’t agree with the company doctor’s diagnosis or feel your injury isn’t being taken seriously?
In South Carolina, the workers’ compensation system allows you to request a second opinion or independent medical examination (IME) under certain circumstances. This can help verify your condition and prevent you from being forced back to work too soon.
How to Request a Second Opinion
You cannot simply schedule a visit with another doctor on your own and expect workers’ comp to pay for it. Instead, you or your attorney must formally request a second opinion from the employer’s insurance company or through the South Carolina Workers’ Compensation Commission.
Reasons for requesting an IME include:
You believe your treatment plan is inadequate
The doctor says you’ve reached maximum medical improvement (MMI), but you still have pain
You’re facing surgery or a major procedure and want another doctor’s view
The insurance company is disputing your ongoing treatment or work restrictions
What to Expect During an Independent Medical Examination
During an IME, a new physician—usually a specialist—reviews your medical history, examines you, and gives an opinion on:
Whether you’ve reached MMI
Whether your ongoing symptoms are related to your workplace injury
What restrictions or future treatment you need
This opinion can be used to support your claim, extend benefits, or challenge an early release from care.
FAQs About Second Opinions and IMEs
Will workers’ comp pay for the second opinion?
Yes, if the request is approved. If you schedule an appointment on your own without approval, the cost might not be covered.
What if the second opinion disagrees with the first?
The Workers’ Compensation Commission will review both medical opinions and decide which one is more credible. An attorney can help you present your evidence effectively.
Do I have to go to an IME requested by the insurance company?
Yes. You must attend any exam scheduled by the insurer, but you have the right to your own independent exam as well.
Can a second opinion affect my settlement?
Absolutely. A supportive second opinion can strengthen your case for additional benefits or higher compensation for permanent impairment.
Free Consultation for Injured Workers
If you feel your medical care or diagnosis isn’t being taken seriously, you have options. Martin & Martin, P.A. helps injured workers across South Carolina secure second opinions and ensure their treatment—and their benefits—reflect the true extent of their injuries.
📞 Call today for a free consultation to discuss your situation and protect your right to proper medical care.