How Long Benefits Can Last
One of the most common questions injured workers ask is: “How long will my workers’ compensation benefits last?”
The answer depends on your medical condition, the type of benefit you’re receiving, and how long you’re unable to work.
Under South Carolina Code § 42-9-10, most wage-loss benefits are capped at 500 weeks, which is roughly nine and a half years. That limit applies to most injuries, but there are exceptions.
Types of Benefits and Duration
Temporary Total Disability (TTD)
If you can’t work at all, you’re typically entitled to two-thirds of your average weekly wage (up to a statewide maximum). These benefits continue until your doctor releases you or you reach maximum medical improvement (MMI).
Temporary Partial Disability (TPD)
If you’re able to return to work with reduced hours or light duty, you may qualify for partial wage-loss benefits to make up for the difference in pay.
Permanent Partial Disability (PPD)
If your injury causes lasting impairment to a specific body part—such as your shoulder, leg, or back—you may receive a set number of weeks of compensation based on a schedule in South Carolina law.
Permanent Total Disability (PTD)
For catastrophic injuries like paralysis, brain injury, or loss of multiple limbs, you may qualify for lifetime benefits instead of being capped at 500 weeks.
Factors That Affect Benefit Duration
Your treating doctor’s medical opinions and impairment rating
Whether you return to work or are offered suitable light duty
The “scheduled member” chart for partial disabilities
Whether you have a permanent total or catastrophic injury
When do payments start?
You become eligible on the eighth calendar day after you can’t work. If you’re out for 14 days or more, you’ll receive payment for the first week as well.
What happens when I reach MMI?
When your condition has stabilized, your doctor may assign a permanent impairment rating. That determines whether you’ll continue receiving benefits or qualify for a settlement.
Can medical benefits last longer than wage benefits?
Yes. Medical treatment can continue as long as it’s expected to improve your condition or reduce your disability period.
Can I get a lump-sum settlement instead of weekly checks?
Sometimes. Settlements can simplify your claim but may end future medical benefits, so always talk to an attorney before signing anything.
Free Consultation for Injured Workers
Every case is different—and how long your benefits last can depend on small details in your medical reports and claim history.
If you believe your benefits are ending too soon or your checks have stopped unexpectedly, Martin & Martin, P.A. can help.
📞 Call us today for a free consultation to review your claim and make sure you’re receiving every dollar and every week of benefits you’re entitled to under South Carolina law.