Who is Eligible for Workers’ Compensation and What Types of Injuries Are Covered?

At Martin & Martin Attorneys in Greenville, South Carolina, we are dedicated to helping injured workers understand their rights and secure the compensation they deserve. Workers’ compensation is a critical safety net, but it’s essential to know who is eligible and what types of injuries qualify for these benefits.

Who is Eligible for Workers’ Compensation?

Workers’ compensation coverage extends to most employees in South Carolina. Whether you work in a factory, an office, or a construction site, you are likely covered by your employer’s workers’ compensation insurance. However, there are a few exceptions:

• Independent Contractors: Generally, independent contractors are not covered by workers’ compensation. However, the distinction between an employee and an independent contractor can be complex, and some workers classified as contractors may still be eligible for benefits.
• Domestic Workers: Those employed in private homes, such as nannies or housekeepers, may not be covered by workers’ compensation in some cases.
• Agricultural Workers: In certain circumstances, farmworkers may be exempt from coverage, though many are still protected under the law.

If you’re unsure about your eligibility, Martin & Martin Attorneys can help you determine whether you qualify for workers’ compensation and guide you through the process.

What Types of Injuries Are Covered by Workers’ Compensation?

Workers’ compensation covers a wide range of injuries and illnesses that occur as a direct result of your job. These can include:

• Traumatic Injuries: These are injuries that happen suddenly, such as broken bones, cuts, burns, or concussions from accidents like falls, machinery mishaps, or vehicle collisions.
• Repetitive Stress Injuries: Over time, repetitive motions or tasks can lead to conditions like carpal tunnel syndrome, tendonitis, or chronic back pain. Workers’ compensation covers these injuries, even though they may develop gradually.
• Occupational Illnesses: Workers who are exposed to harmful substances or environments may develop illnesses, such as lung disease from inhaling chemicals or hearing loss from prolonged exposure to loud noises. These conditions are also eligible for workers’ compensation benefits.
• Mental Health Issues: In some cases, work-related stress or trauma can lead to mental health conditions like anxiety, depression, or PTSD. If these issues are directly related to your job, you may be eligible for compensation.
• Aggravation of Pre-existing Conditions: If your job worsens a pre-existing condition, such as a previous back injury or asthma, workers’ compensation may cover the treatment and care for the aggravated condition.

Why Choose Martin & Martin Attorneys?

Navigating the complexities of workers’ compensation can be overwhelming, especially when you’re dealing with an injury or illness. At Martin & Martin Attorneys, we are committed to making the process as straightforward as possible. We will help you understand your eligibility, guide you in documenting your injury, and advocate for the full benefits you deserve.

If you’ve been injured at work or developed a work-related illness, don’t wait to seek help. Contact Martin & Martin Attorneys today for a free initial consultation—either in our office or over the phone—and take the first step toward securing the compensation you’re entitled to.