Still have questions about the workers’ comp process? You’re not alone. At Martin & Martin, we’ve helped countless injured workers across South Carolina navigate the system, and we know how confusing it can be. Here are more frequently asked questions we hear from clients—along with straight answers you can trust.
6. How much will workers’ comp pay me?
Workers’ compensation typically pays 66 2/3% of your average weekly wage, up to a state-set maximum. The exact amount depends on what you were earning before the injury. The payments are tax-free and meant to help you stay afloat while you recover.
7. What is Maximum Medical Improvement (MMI)?
MMI means your doctor believes you’ve recovered as much as you’re likely to—and your condition is now stable. It doesn’t necessarily mean you’re back to 100%, just that further treatment probably won’t improve your condition. Once you reach MMI, your case may be evaluated for permanent disability benefits.
8. Can I get a second opinion?
Yes, but with some limitations. You can request a second opinion, but the insurance company may not be required to pay for it unless it’s authorized. If you feel like your assigned doctor isn’t listening or giving you proper care, talk to an attorney before making any big decisions—it can protect both your health and your benefits.
9. What happens if I can return to work, but not in the same job?
If your injury leaves you with restrictions, your employer may offer light-duty work. If that job pays less than you were making before, you might qualify for partial disability benefits to help cover the gap. If no suitable job is available, you may still receive total disability payments until your situation changes.
10. Do I really need a lawyer for a workers’ comp claim?
Not every case needs a lawyer—but if your claim is denied, delayed, or lowballed, having an attorney can make a huge difference. Insurance companies have professionals looking out for their interests. You should too.
Workers’ comp isn’t supposed to be a fight—but far too often, it is. At Martin & Martin, P.A., we’re ready to stand in your corner and make sure you get what you’re owed. If you’ve been injured at work and have questions about your rights, contact us today for a free consultation. Let’s talk.
This is part 2 of a two-part FAQ article. To see the first half, click here.